AI-Driven Engineering for Insurance

Modernize Insurance Platforms Without Open-Ended Contracts

Fixed-price legacy modernization and AI engineering for carriers and InsureTech companies.

Legacy modernization Claims automation AI solutions for insurance

Our anchor engagement

Trusted by Trustmark.

We help organizations modernize complex applications, accelerate delivery, and implement AI capabilities while maintaining security, compliance, and operational stability.

80+

Apps modernized

<3 months

Timeline

Senior engineers

100%

On-time delivery

80+ legacy IBM/Struts applications, modernized in under one quarter on a fixed-price, AI-native delivery model. A 4-year technology partnership with Trustmark. IBM lock-in eliminated. PHI-aware SDLC throughout. A 15-engineer senior team — no hand-off stack.

Traditional shape vs AI-First delivery

Dimension	Traditional shape	AI-First delivery
Team	12–20 FTEs — heavy manual QA, Infra, and Dev footprint	Lean senior squads, no hand-off layer
Code refactoring	Manual line-by-line rewrites with regression risk on JSP and Servlet updates	AI-assistant-native, automated JSP Struts Tags and servlet migration
Test automation	Manual scripting, months writing QA scripts	AI-generated BDD — Gherkin and Playwright auto-generated from UI flows

The carrier dilemma

Insurance technology challenges we solve

Legacy systems slow innovation

Monolithic architectures, outdated frameworks, and fragmented integrations create operational bottlenecks and increase maintenance costs. The longer the core sits, the harder it is to quote a path off it.

Manual claims processes drive inefficiency

Claims operations rely on repetitive workflows, document reviews, and disconnected systems. Throughput is capped by the slowest hand-off.

AI initiatives struggle to reach production

Many organizations experiment with AI but lack the governance, integration strategy, and engineering capabilities required for enterprise deployment. Pilots stall before they touch a regulated workflow.

Scaling engineering capacity is difficult

Hiring experienced engineers with insurance domain expertise remains a challenge. Roadmaps outrun hiring pipelines, and headcount-flavored augmentation does not close the gap.

What we do

Services we offer

Legacy Modernization

Transform aging systems into scalable, maintainable platforms.

Application modernization
Cloud migration
API enablement
Microservices architecture
Platform reengineering

Claims Automation Solutions

Streamline claim intake and processing.

FNOL solutions
Workflow automation
Document processing
AI-assisted claims operations
Integration with existing platforms

AI Solutions for Insurance

Introduce AI capabilities safely and efficiently.

Knowledge assistants
Document intelligence
Underwriting copilots
Agentic workflows
Internal AI platforms

Method

How we work

Five linked mechanics. Each one is what makes the next one possible.

Fixed price on work others won't quote

Larger integrators take hard legacy modernization only on open-ended hours — the unknowns are too expensive for their margin. We take the same work fixed-price. Overruns are ours. The position is backed by insurance coverage on the company: $2M general liability and $3M professional liability. We sign for a number, a date, a scope, and the consequences of missing any of the three. We do not promise ROI.

AI-native delivery as throughput

On the Trustmark Benefits engagement, an AI-native senior team delivered 80+ legacy IBM/Struts applications in under one quarter. AI tooling does the high-volume structural work — test scenarios auto-generated from UI flows, code refactoring driven by AI assistants — and senior engineers stay in design, planning, and review. The acceleration is real and measurable on the engagement we will reference on the call.

Startup-agility as structural advantage

Our size let us adopt AI tooling faster than any larger integrator ever will. One senior engineer runs research, planning, implementation, and verification agents in parallel. Throughput per senior goes up, and that is the economic basis of our quote.

Their price has to absorb the unknown. Ours does not.

On your field, not ours

We work inside your documents, your pipeline, your tools. Unlike larger integrators who insist on their own tooling, we adapt to your workflow. When we present to your board, we present in your language, in your systems, with your documents — a delivery posture the room can verify, not slides about us.

Compliance posture as facts, not claims

HIPAA-compliant. HITRUST-framework-aligned (we do not claim a certification we do not hold). SOC 2 Type II demonstrated on recent engagements. ISO 10018, ISO 30414, AICPA/SOC, and PCI DSS coverage on the company itself.

Proof at scale

Other engagements

Three additional engagements showing the delivery model holds across PBM, precision diagnostics, and insurance brokerage.

Healthcare · PBM · Care navigation · InsurTech

Regional Health Benefits Platform

Full-time integrated tech partner — engineered care navigation and PBM platform from early product through unicorn-stage valuation.

Years as embedded tech partner

PHI exposure incidents

2×

HIPAA + HITRUST external audits passed

100k+

Enterprise members (via Sequoia)

The challenge

Scale the PBM platform to enterprise members across Sequoia, UnitedHealthcare, and Tyson Foods.
Deliver complex SSO across employer ecosystems without friction.
Hold zero PHI exposure under HIPAA + HITRUST with real-time troubleshooting capability.
Deliver live drug pricing with insurance coverage and in-network pharmacy matching.
Provide AI-assisted benefits navigation at scale.

Platform capabilities built

PBM platform

Drug search with therapeutic alternatives, live insurance-adjusted pricing, in-network pharmacy matching with distance.

Zero-access architecture

Anonymized Trace IDs, no PII in logs, Breaking Glass procedure, engineers do not deploy.

Enterprise SSO

Inbound and outbound via FusionAuth, seamless login from and to Spring Health, Valdain, and Sequoia.

AI benefits layer

Natural-language pharmacy plan analysis covering formulary, deductibles, and spending vs. coverage.

PBM and insurance data integrations

MHK — drug prioritization Tradium / TRC — pharmacy spendings Ribbon Health — providers + insurance data Mark Cuban Cost Plus

Enterprise clients & SSO partners on this engagement

UnitedHealthcare Sequoia Rippling Tyson Foods Spring Health Valdain

Outcomes

Audit-ready

Passed HIPAA and HITRUST external audits with third-party auditors, multiple times across the engagement.

Zero incidents

No PHI exposure events across 6+ years of production operation serving enterprise health-plan members.

Platform growth

Engineered the scalable platform supporting the client's trajectory from early product to unicorn-stage valuation.

HIPAA-compliant HITRUST (external audits passed) HL7 FHIR SOC 2 PCI DSS

Precision Diagnostics Platform

Precision genetics lab.

20-year-old legacy platform. SOC 2 compliance required. Genetic test data — zero tolerance for errors on go-live.

What we did

Step 01

Full platform upgrade — Ruby on Rails 3.2 → 7.1, Ruby 2.3 → 3.3, 20 years of technical debt cleared.

Step 02

Security hardening — 2FA, intrusion detection, network firewalls, and granular access controls.

Step 03

SOC 2 + HIPAA compliance posture built from scratch, in parallel with the full upgrade.

6 mo

Full engagement · 9-person team

3.2 → 7.1

Rails version jump · full migration

SOC 2

Compliance posture + HIPAA

0 errors

Zero-error live cutover

Healthcare Insurance Marketplace

Healthcare insurance brokerage platform.

90% of yearly user traffic hits in a single renewal window. One system failure meant losing the year. They asked us to prevent that.

What we did

Step 01

Deep technical audit — stripped redundant logic, unstable patches, and dead code from the Node.js / Vue.js stack.

Step 02

Backend restructured for concurrent load — hardened for thousands of simultaneous renewal requests.

Step 03

Full documentation delivered to bridge the Node.js / Vue.js stack gap for the client's Python-native team.

90%

Of yearly traffic in one renewal window

Downtime during annual renewal peak

−40%

Future maintenance cost reduction

6 mo

Engagement · 3-person team

Where it lands

Enterprise use cases

Claims Automation

Reduce manual processing and improve operational efficiency.

Underwriting Workbench

Support risk assessment with AI-powered tools and unified workflows.

Document Intelligence

Extract structured information from policies, forms, and PDFs.

Customer Self-Service Platforms

Modern digital experiences for policyholders.

Legacy System Modernization

Move mission-critical applications to scalable architectures.

AI Knowledge Assistants

Internal teams with instant access to institutional knowledge.

Why DFG

Why choose us

Three differentiators, each defendable on a board call. Supported by an enterprise-readiness layer below.

We price the risk nobody else will price

Your core legacy is stuck — nobody will price the risk. We will. The risk is ours, not yours.

Fixed-price, insurance-backed risk-ownership on the scopes that larger integrators only quote open-ended. The buyer's career risk is the asymmetry; absorbing it is the offer. We sign for a number, a date, a scope, and the consequences of missing any of the three.

AI-native delivery is throughput, not a tagline

The Trustmark Benefits engagement is the proof we cite when a buyer asks how we can hold a fixed price on hard legacy work. AI tooling carries the high-volume structural load; senior engineers stay in design, planning, and review. The result is enterprise-scale throughput from a lean senior team.

Their price has to absorb the unknown. Ours does not.

Right-size, on your field

Embedded in your environment. No larger-integrator-flavored process imposed. A senior team the buyer could have hired — not a headcount to manage. We adapt to your documents, your pipeline, your tools.

Enterprise readiness

Insurance Domain Understanding

Claims workflows, policy administration, and enterprise requirements.

Enterprise Engineering Excellence

Architecture, QA, DevOps, observability, and scalable delivery processes.

AI That Reaches Production

From experimentation to governed enterprise deployments.

Flexible Engagement Models

Dedicated teams, managed delivery, and staff augmentation.

Predictable Execution

Clear roadmaps, transparent communication, and measurable outcomes.

Engagement

Engagement models

Managed Delivery is the flagship. Dedicated Teams and Staff Augmentation are available where the engagement shape calls for them.

Primary

Managed Delivery

End-to-end ownership from architecture to production. Fixed-price contracts with the risk on us. We sign for a number, a date, a scope, and the consequences of missing any of the three — backed by $2M general liability and $3M professional liability coverage on the company.

Ideal for: strategic modernization initiatives where the buyer wants the partner to own scope, timeline, and overruns.

Also available

Dedicated Teams

Long-term engineering capacity aligned with your roadmap. Senior engineers embedded in your environment, on your stack.

Ideal for: product development and continuous delivery.

Also available

Staff Augmentation

Rapid access to experienced engineers when a roadmap outruns hiring.

Ideal for: scaling existing teams.

From assessment to production

Delivery approach

Step 01

Discovery

Architecture assessment and roadmap.

Step 02

Solution Design

Technology strategy and implementation planning.

Step 03

Delivery

Engineering with transparent reporting.

Step 04

Scale

Continuous optimization and long-term support.

Planning an Insurance Modernization Initiative?

Whether you're upgrading legacy systems, implementing AI capabilities, or expanding engineering capacity, our team helps enterprises deliver complex technology initiatives with confidence.

Talk to an Expert

Pick your path

If you are…

If you are a Carrier

Legacy modernization without breaking the core. Fixed-price scopes. Board-defensible.

If you are an InsureTech

AI-native delivery on top of your team. Senior engineers, not staff-aug headcount.

If you are a Provider

Insurance data flows wired in HIPAA-securely. Your core architecture, our integration layer.

Need a Technology Partner Who Understands Insurance?

Whether you're modernizing legacy platforms, implementing AI, or scaling engineering teams, we help enterprises deliver complex initiatives with predictable outcomes. Schedule a consultation with our experts.

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